Sole Practitioner Policy
The popular option for most podiatrists. Coverage available for sole practitioners OR a group of practitioners with ownership interest in a practice.
Corporation/Partnership Policy
A separate policy or policy limit for a Corporation or Partnership can be provided at a charge of 15% of the premium for all practicing D.P.M.’s who are partners, officers, directors or employees of the entity. The limit of liability provided for the entity shall be no greater than that provided to each D.P.M. practicing on its behalf.
Residency/Preceptorship Coverage
Coverage for a resident or preceptor providing professional services in an approved CPME (Council on Podiatric Medical Education) training program shall be provided at a Flat Charge per year for policy limits of $ 1,000,000 per claim / $ 3,000,000 aggregate. The premium charge includes Supplemental Extended Reporting Period coverage at no additional cost. *Flat Charge amount varies by state.
Employed Podiatrist
An employed podiatrist is eligible for a 25% discount off the premium rates. An employed podiatrist is one who works solely (100%) for another podiatrist or facility without ownership interest in the practice or facility. In order for this discount to apply, the Company must also concurrently provide malpractice insurance to the employing podiatrist on the same policy and the policy limits will be shared by both employed and employing podiatrists.
Leave of Absence
Optional coverage available for leaves of absence for parenting, health, extended office closure, education or military reasons.
Custom Coverage
PodiaGuard can customize your Professional Liability coverage to fit your needs.
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Several coverage limits, coverage options and premium discounts are available.